Finance
Finance Department
Kia Dealership in Muncie, IN
Auto Financing Made Easy in Muncie, IN
Are you ready to purchase a new or used vehicle from Kia of Muncie in Muncie, IN? We make the car buying process a breeze! Our finance department offers helpful tools and insight into what to expect during the car buying process. We understand the importance of staying inside of your budget so do not car shop anywhere else. Learn more about our auto loan options and what to expect when getting a loan through us. Kia of Muncie is grateful for choosing us to be your trusted Kia dealership in Indiana. If you still have questions please feel free to contact us today!
Auto Loans
The Kia Of Muncie finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Muncie, Yorktown, and Marion to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Noblesville to Fishers. Whether you are right down the road or an hour away from Muncie you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Kia Of Muncie loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Kia vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Kia vehicles currently available for immediate delivery.
Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Kia Of Muncie finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local Indiana banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
We are always happy to answer your questions so please don't hesitate to contact us today!
Other Ways To Save in Muncie, In
Are you looking for other ways to stay inside of your budget when purchasing a vehicle? Be sure to see how much your trade in is worth with our helpful value your trade tool on our website. It is fast and easy to use to get a valuation of your current vehicle in just a few minutes. Each month Kia of Muncie offers Kia deals and used specials to save big on select vehicles during that month. Kia of Muncie even offers Kia manufacturing specials to save on deals that are happening at Kia. If you are a member of the United States military or are retired, we want to show you appreciation for your service to our country. As a thank you, we offer a Kia military rebate to save on a Kia purchase. Visit our military page to learn more. Kia of Muncie is proud to offer many ways to save and our finance team is ready to work with you when it comes to finding the right vehicle for you inside of your budget. Come see us today to purchase your dream vehicle!
Auto Financing Terminology
Understand some of the industry terminology before going to the dealership. We have outlined some of the top used terms that you might hear. Check out this small list below to learn more:
APR: The Annual Percentage Rate
Assignment: A transfer of a loan from one lender to another
Base Price: The costs of a car with standard equip incentives & freight
Certificate of Title: A Legal document issued by a state at the time of sale.
Co-signer: A person who takes on a loan if the orig. borrower stops pay
Default: Failure to meet the terms of the loan
Interest: A percentage charge for a loan
MSRP: Manufacturers Suggested Retail Price
Refinance: When one loan is used to pay off another
Term: The length of the loan, 24, 48, 60... months
Underwriting: Verifying the data used to obtain a loan
Warranties include 10-year/100,000-mile powertrain and 5-year/60,000-mile basic. All warranties and roadside assistance are limited. See retailer for warranty details.